FCA regulated · ISO 9001 & 27001 · CSA member

Commercial debt collection that actually recovers.

Ethical, regulated B2B debt recovery for UK businesses. 25+ years of experience, £500m+ recovered, 98% success rate — on a no-collection-no-fee basis.

98%
Success rate on instructed cases
£500M+
Recovered for UK businesses
92%
Settled without legal action
25+
Years recovering B2B debt

What is commercial debt collection?

The professional recovery of money owed between businesses — unpaid invoices, broken payment terms, disputed accounts and overdue contractual sums.

Commercial debt is governed by contract law and the Late Payment of Commercial Debts (Interest) Act 1998, which gives UK businesses the right to statutory interest (8% + Bank of England base), fixed compensation per invoice, and reasonable recovery costs. That makes B2B recovery faster and more remedy-rich than consumer collection.

A regulated commercial collector like Daniels Silverman acts as an extension of your credit-control team. We open structured dialogue with the debtor, escalate through statutory demands and legal action where needed, and protect the commercial relationship throughout. 92% of cases settle without ever reaching court.

No-collection-no-fee on most commercial debts
FCA regulated (FRN 700084)
ISO 9001 quality, ISO 27001 information security
UK, European and worldwide coverage

Our debt collection services

From a single overdue invoice to a multi-jurisdiction ledger — a complete recovery toolkit, one UK case manager.

Pre-legal Debt Recovery

Structured letter, telephone and email cycles that resolve 92% of cases before court — fast, ethical and on a no-collection-no-fee basis.

Legal Action & Enforcement

County Court and High Court proceedings, statutory demands, winding-up petitions and enforcement through our panel solicitors.

International Debt Collection

Recovery across 150+ countries through vetted local agents and lawyers. Multi-currency, single UK point of contact.

Disputed & Complex Accounts

Forensic review of contracts, deliveries and correspondence to break deadlock on disputed B2B balances.

Ledger & Portfolio Recovery

Bulk placement for finance teams managing aged ledgers, write-off portfolios or post-insolvency books.

Pre-Legal Recovery

Structured letter, email and phone cycle that resolves most commercial debts without court action — preserving the customer where possible.

60 seconds · 6 questions

Should you instruct a commercial debt collector?

Answer a few quick questions and we'll show you whether commercial debt recovery is the right move — and what to do next.

Question 1 of 60%

How much is owed across all unpaid invoices?

How commercial debt recovery works with us

01

Refer in 2 minutes

Online form, email or phone. We acknowledge same day.

02

Review & strategy

Your case manager assesses the debt, debtor and best route.

03

Recovery action

Structured pre-legal cycle — written, phone and digital contact.

04

Escalation if needed

Legal action, enforcement or insolvency where appropriate.

05

Funds remitted

Cleared funds sent to you, with full case reporting.

What UK finance teams say

Verified client outcomes across logistics, manufacturing, construction and healthcare.

"Daniels Silverman recovered a six-figure debt we'd written off after 18 months of internal chasing. Professional, fast and our customer is still trading with us."

Finance Director
National Logistics Group

"We've used them for over a decade across our European ledger. The reporting is excellent and the recovery rate genuinely is what they say it is."

Group Credit Manager
Manufacturing PLC

"Other agencies sent threatening letters and got nothing. Daniels Silverman picked up the phone, understood the dispute, and had it paid in three weeks."

Managing Director
Construction SME, North West

"They feel like an extension of our credit team, not a third party. That's exactly what we wanted."

Head of Finance
Healthcare Services Provider

Commercial debt collection FAQs

Plain answers to the questions finance teams ask us every week.